A Second Look Rotating Header Image

Political

Health Care Reform = Guaranteed Profits for Big Insurance

Re:  Setting Premiums for Publicly-Subsidized Healthcare Coverage – Additional Concerns | The Moderate Voice

POTENTIAL OVERCHARGING FOR POLICIES COVERED BY PUBLIC SUBSIDIES

Will future private health insurance premiums reflect discrimination against covered individuals based upon their credit ratings, zip codes and other unlucky factors? These are not clearly prohibited in current health reform legislation. If they are not prohibited, one can rest assured that insurance companies will use these differences to price policies accordingly. Since many poor people cannot afford health insurance already on the basis of current premiums, after healthcare reform is enacted, will those premiums be raised on such factors and will the public subsidies also be unnecessarily increased to cover such insurance discrimination?

This author raises a very pertinent question about how the subsidy program for those who are eligible for and choose the public option would behave according to how insurance companies set premium rates today. My understanding of the bill is that they cannot deny coverage or charge more for premiums due to pre-existing conditions. But does the bill properly regulate the insurance companies’ underlying policies concerning risk evaluation relating to premium price?

For example, does the bill have language that regulates the inclusion and consideration of a potential customer’s credit rating, work history, neighborhood, marital status, home ownership, and other social factors when determining the price of the customer’s premiums? We all know that insurance premiums have somehow been connected in the past few years to our credit rating and other non-health related circumstances.

The author asks the question about how a person who is otherwise healthy, but has poor credit and recently lost a job, could be charged more for premiums than a person who isn’t so healthy but has good credit and makes more money.

My question is, could the health insurance companies – after reform is passed – be able to adjust premiums upward based on social, bad credit, or other factors to increase the amount of subsidy received from the government just to cover losses from covering the unhealthy? Passing on costs to consumers when times are hard but keeping enormous profits when times are good is the mantra of today’s capitalism.

It is going to be shocking when we learn just how much money we are paying the insurance companies to provide coverage for the sick and poor and less fortunate.

Insurance companies will delight in high subsidies because selling subsidized policies will guarantee profits. I’m sure that the insurance industry will find a way to offset their losses from insuring the sick by circumventing the legal language in the bill to artificially raise either  premiums or subsidies. How can they not like health reform?

_______________________________________________

Share

Batting Down Conservative Ideology Like Whac-A-Mole

Re: Senate Blocks Amendment to Restrict Obama Administration’s Ability to Prosecute Suspected Terrorists in Federal Court | CommonDreams.org

WASHINGTON – November 17 – Human Rights First today praised the Senate for blocking an amendment that would have restricted the Obama Administration’s ability to prosecute suspected terrorists in federal courts. According to the group, the amendment, offered by Senator James Inhofe to the Military Construction, Veterans’ Affairs, and related Agencies Appropriations Act for Fiscal Year 2010, would have limited the President’s ability to employ one of the most valuable counterterrorism tools available – criminal prosecutions – and would have needlessly impeded the President’s ability to resolve the problem of Guantánamo by disposing of cases in a manner that comports with human rights standards and the rule of law.

Yes! Democrats have finally gained some inroads toward their testicular fortitude – and not a moment too soon! This news of the Republican’s inability to stop Obama’s plan to close Guantanamo Bay is comforting in the aspect that we are finally getting back onto the reality train in Washington. But this is not the only good news today.

From the Associated Press on HuffPo today:

WASHINGTON — Democrats on Tuesday crushed a Senate filibuster against a controversial appeals court nominee, demonstrating to Republicans they can’t stop President Barack Obama from turning the federal judiciary to the left.

The 70-29 vote limited debate over the qualifications of U.S. District Judge David Hamilton of Indiana, and assured his elevation to the Chicago-based appeals court. Sixty votes were needed to end the filibuster, but confirmation only requires a simple majority of the 100-member Senate.

The Senate overcame yet another Republican attempt at obstruction. They defeated the Republican filibuster to appoint Hamilton to the 7th Circuit Court of Appeals that covers Indiana, Illinois, and Wisconsin.

But wait! There’s more!

Today’s Senate action to block Senator Inhofe’s amendment comes just days after Attorney General Eric Holder announced his intention to transfer prosecutions of the alleged planners of September 11, 2001 attacks from military commissions to the federal courts, which have a long track record of successfully trying terrorism suspects. It also comes on the heels of a Senate vote to table an amendment introduced by Senator Lindsey Graham that would have blocked the prosecution of these defendants in federal courts.

Bop! Bop! Bop!

_____________________________________

Share

Bush Ideologues versus Forward Thinking Conservatives

Re: Conservative Trio Supports Transferring Gitmo Detainees To Illinois
Sam Stein, stein@huffingtonpost.com, First Posted: 11-16-09 09:34 AM   |   Updated: 11-17-09 08:46 AM

George Bush

The 43rd President

Republicans in Congress are gearing up to fight a new White House effort to relocate detainees at Guantanamo Bay to a prison facility in Illinois. But on Sunday, a group of highly respected conservative figures lent their support to the transfer, calling it necessary to “preserve national security” while simultaneously avoiding “sweeping and radical departures from an American constitutional tradition.”

In a joint statement prepared by the Constitution Project, David Keene, founder of American Conservative Union, Grover Norquist, president of Americans for Tax Reform, and former representative and presidential candidate Bob Barr say moving suspected terrorists to the Thomson, Illinois prison facility, “makes good sense.” Taxpayers, they note, have already invested $145 million in the facility, which has been “little used.” And the surrounding community, they add, could benefit from increased employment once the prison becomes filled.

“The scaremongering about these issues should stop,” they add, noting that there is “absolutely no reason to fear that prisoners will escape or be released into their communities.”

Here is part of the letter that these three (Keene, Norquist, and Barr) released to the press:

Civilian federal courts are the proper forum for terrorism cases. Civilian prisons are the safe, cost effective and appropriate venue to hold persons convicted in federal courts. Over the last two decades, federal courts constituted under Article III of the U.S. Constitution have proven capable of trying a wide array of terrorism cases, without sacrificing either national security or fair trial standards.

George W. Bush’s policies are at issue here, not the terrorists’ trials.

Bush tried to undue rational thought and create a separate reality by spinning his actions as legal and right. Using patriotism as a shield and fear as a weapon, Bush pushed through a Republican-dominated Congress the Military Commissions Act of 2006, President’s Surveillance Program, the enhanced interrogation techniques, and the Bush Doctrine. With a covey of lawyers behind him, Bush proclaimed that the detainees were taken from the “battlefield”, wherever that was. Because of that, they must be treated as unlawful enemy combatants who are not subject to protections under the constitution. The Bush administration  began looking around for a place to put these detainees away from watchful eyes and their gaze landed on Guantanamo Bay – perfectly nestled inside a communist country, out of sight and out of mind.

Creation of alternate realities, calling things true that were false, that black is white, wore thin on the American public and they voiced those feelings at the ballot box in 2006 and 2008.

Now, President Obama is testing the waters of judicial prudency by bringing detainees to New York for trial in an attempt to judge where America stands on doing what our Constitution dictates. While Obama is utilizing our judicial system which has stood strong throughout history along comes the Bush Republicans to scream and shout that following the Constitution and the Geneva Conventions is dangerous and unjust.

This from Think Progress:

The right has exploited this possible move by fear-mongering to score political points. Rep. Mark Kirk (R-IL) started circulating a letter among state officials telling President Obama, “If your Administration brings Al Qaeda terrorists to Illinois, our state and the Chicago Metropolitan Area will become ground zero for Jihadist terrorist plots, recruitment and radicalization.” Rep. Don Manzullo (R-IL) claimed that moving detainees to Thomson would make the city a “target for future terrorist activity.”

Be afraid! Be very afraid!

In an interview with Neil Cavuto of FOX Entertainment, former mayor of New York and mistake-prone presidential candidate Rudy Giuliani, who has further discredited himself with his obsession with “9/11”, has come out with more Bush politics. “I think this is a very dangerous decision, and an irresponsible one,” he told Cavuto emphasizing that we should fear this decision. He went on to say, “And finally, this was an act of war. And one of the things I thought we learned from September 11th was that we were in a state of denial before Sept. 11.” It took him only a few seconds to remind everyone about Bush’s stance on 9/11 one more weary time.

So, now a much respected GOP operative and right-wing talking point coordinator, Grover Norquist speaks out against the Republicans who are gearing up for a fight over Obama’s decision to bring the detainees to the mainland. It appears as though he is speaking out against the very policies of GW Bush; denying due process is necessary for freedom, somehow. The letter he signed stated that, “Civilian federal courts are the proper forum for terrorism cases.”

But why?

On the surface it seems that Norquist has gone over to the other side saying that the “scaremongering” must stop.  But on closer examination I am convinced that there is a political reason behind Norquist’s actions and I am also convinced it has everything to do with the 2012 Presidential Election.

It appears that Norquist, Keene, and Barr are willing to try to turn Republicans away from ideology and back to the appearance of practicality by aiming their letter directly at those Republicans in congress who are willing to spread more hate and fear, reminiscent of Bush. If the GOP is to rebuild and turn their recent huge losses into wins, Norquist implies that a more moderate tone would lure independents away from the left.

In an interview published in CQ Politics and posted at MSNBC yesterday, Norquist said that prospective presidential candidates should do something for the party NOW, instead of bloviating in front of the cameras just to toot their own horn. Norquist said:

“We’re going to put together a list of all the people thinking of running for president and … give assignments to each of the would-be presidential candidates. For instance, if the former governor of Arkansas Mike Huckabee would like to run and be thought of as a serious candidate he better win that Senate seat in Arkansas (held by Democrat Blanche Lincoln). He can raise the money for it, he can help turn it around. If he’s not willing to do that for the party, why should we spend any time thinking about him?” Norquist said in a Nov. 13 interview.

If former New York Mayor Rudy Giuliani “wants to run (in 2012), then he should either run for governor himself (in 2010) or find somebody,” he added.

Who is he not mentioning? Sarah Palin comes to mind.

But Norquist also had an equally strong message for conservative activists — warning that they should not look to enforce ideological purity tests on candidates but rather support the most “Reaganite” person who has a legitimate chance of winning the race…

…Norquist pointed to the results of the recent special election in New York’s 23rd District, where Conservative Party candidate Doug Hoffman forced Republican Dede Scozzafava out of the race after conservatives hammered her record. Despite heavy spending on the race by outside parties, Hoffman ultimately lost the election to Democrat Bill Owens — the first time the district has been represented by a Democrat in more than a century.

Just to set the record straight, Hoffman did not force Scozzafava from the race – Dick Armey, Sarah Palin, FOX Entertainment, and a host of tea-baggers did. Hoffman lost because he was an idiot who was uninterested in local issues, not for being a tea-bagger. Running a local campaign on national issues, and clueless about local issues when asked, won’t win many hearts and minds in the district.

Norquist is telling us something very important here. He is saying that the GOP will be better served by not looking to “purify” the party and that the GOP needs a candidate who can appeal to the middle, like Reagan. In other words, the more the Republicans shift to the right-wing fringe, the smaller and more geographical they become, and he is right.

2006 and 2008 was a mass movement away from Bush’s alternate reality and toward a more truthful, practical governance. Norquist is telling the GOP to not continue to wander in fantasy land, but rather embrace what’s practical and legitimate to grow and move the GOP forward. This would be a refreshing change.

Share
You are protected by wp-dephorm: